Home Improvement Loans

  • Less interest rate
  • 60-second response
  • Easy-to-qualify
  • Same day funds
  • No fee prepayment facility

Home improvement loans with no ongoing fees

Do you want funding to update your property? If yes, you need a suitable financing option where you do not need to use your home equity as collateral. Your search for that financing will end at Liteloans4u, as we have an exclusive deal on home improvement loans.

You can quickly obtain the desired funding to make the updates you require for your home. If you have a better credit record, this loan is indeed a valuable option for improving, repairing or updating your living place.

A home improvement loan gives you the liberty to proceed with any renovation you want to your home. It may be embellishing outdoors, making a new kitchen, installing solar lights, bathroom renovations and many more.

You have the following benefits of availing of our loans for home improvement:

  • Funds arrive quickly in your bank account
  • The amount comes up to €50000
  • Flexible loan terms of up to 84 months
  • Acceptance for unemployed people
  • Competitive interest rates in the market

During the urgent financial need, getting the right financing becomes crucial. It comes as more critical for your home improvement project. When you keep a decent credit score, you can have funding at lower interest rates. Still, we give acceptance on bad credit scores too.

Does Liteloans4uoffer unsecured personal loans for home Improvement?

Home improvement loans in Ireland are personal loans which borrowers use to fund their home improvement projects. Like any other personal loan, you have the choice of applying for these loans, either secured or unsecured way.

With us, you have bespoke offers on both unsecured and secured personal loan for home improvement. You have to decide which option suits your financial capacity and the needs of the project.

Here, we have differentiated the features of both these loan options:

Secured Home Improvement Loans Unsecured Home Improvement Loans
You need to pledge any asset to secure the borrowed sum No collateral is required against the loan
You can apply for these large home improvement loans for a larger home improvement project These loans are ideal for filling the financial gap
The interest rates are lower as the loans are secured There will be competitive interest rates depending on your repayment capacity
This option has larger loan terms for the borrowers Usually, shorter loan terms are suitable for small projects

An important note: Liteloans4u does provide both secured and unsecured loans for home improvement. Still, we allow only affordable loan deals where the amount, term, interest rates and repayments will be according to your current financial capacity.

Tips to get the best home improvement loans

If you are looking to update your kitchen or bathroom or add value to your property, low-cost home improvement loans can assist you in attaining your ambitions. Here are a few things that you should ponder upon before choosing a deal:

  • Affordable Repayments

    You should be clear about your affordability for the loans. We only offer affordable loan deals, even if it is about your home improvement project. Repayments should be manageable and on time.

  • Flexibility in Loan Terms

    You should choose a deal where loan terms are flexible. Liteloans4u provides you with the same facility. You can choose from one year to seven years as your loan term with us.

  • How Much Amount Do You Need?

    You should know how the amount is sufficient for the home repair. For this, we suggest you use the home improvement loans calculator, as it clears your mind with the interest rates on a particular amount.

  • What is your Credit Score?

    We make soft credit enquiries, but it would be better if you know your credit score. It is a good practice because you borrow within your limit, and we fund you according to your financial creditworthiness.

Reasons to apply for a home renovation loan here

Availing benefits of quick loans for house renovation would be ideal for you because loans create opportunities to bring significant renovation to your home. We feel proud to bring such opportunities for its prospective clients.

We present these loans with several advantages, such as tax benefits, adding value to the home, and the joy of living in a newly renovated home.

  • Tax Relief

    Loan enables borrowers to deduct their taxes by acquiring a favourable loan deal from us. You can show the cost of home renovation while filing the tax, and you might save some funds, which you can use for other financial purposes. Apart from the tax deduction, borrowers get advantage of our credible deal on a home renovation loan by adding value to their dream home.

    We expect our borrowers they borrow funds for the right additions to their homes because it does make your home beautiful. At the same time, it also helps them in getting more out of their home when they sell it later.

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  • Fully satisfied with home improvement

    As a dependable loan provider, our professional team continues to work hard until the borrowers are satisfied with what they have received from us. The primary purpose of providing home remodel loans in Ireland is that we want them to stay at their home for a longer duration. They can do this by doing a much-needed renovation of the interiors and the exteriors of their living place. If their home improvement plan goes in the right direction, you will definitely enjoy turning your dreams into reality.

    Liteloans4u is the only lending place where all your aspirations come to implementation without any hindrance. An appropriate loan deal is available here, which is enticing you to submit your loan application today.

  • Add value to your property

    We not only provide funds for home renovation but also guide people on how to add value to their homes through this project. Whether they want low-interest home improvement loans for extension or adding a new bathroom, we provide an adequate amount of funds where all the necessary things are done conveniently. Here, borrowers are suggested to prepare the right plan for home renovation and then share everything with us.

    The well-furnished interiors and exteriors of the home certainly add value to your property, and you will get a healthy return on investment when you sell the house. Once we are familiar with your interests, we vow to bring you an accurate loan deal for your financial purpose.

  • Chance to get desired funding

    Our borrowers can avail desired funds from us to change the insides of their home, for instance, improving the kitchen, adding a new bathroom, changing the layout, and increasing the space. Funds are also released for renovating the outside, like improving the outdoor lighting or creating a parking space.

    We urge our borrowers to share their requirements with us because only then can they obtain affordable loans for home improvement on appropriate benefits.

It is essential to know that our deal on a home renovation loan includes interest rates which are suitable to the borrower’s financial capacity. We vouch to give them all the joy and satisfaction of making their home smarter.

Can I get home improvement loans with bad credit?

Approaching us as your loan provider gives you another benefit of applying for bad credit loans for home improvement. Our loans do not involve the analysis of your past credit but are based on your current credit performance. Whether your credit score is poor or adverse, you are our pre-qualified borrower and eligible to obtain every loan benefit for your home improvement project.

If not the credit score, we approve your loan application on the following grounds: -

Your Current Income
  • Keep earning while applying
  • Approval on part-time too
  • Automatic deduction option on every salary day
Recent Payments
  • Pay all current utility bills on time
  • All credit card bills should be on time
  • No debt pending against your name
Collateral Value
  • Applicable on secured home improvement loan
  • Borrow on your asset value
  • Obtain large funding despite poor credit
Guarantor’s Capacity
  • Guarantor should have a good credit score
  • The person must be earning a full-time income
  • On-time payments either by you or the guarantor improve credit scores of both.

Are you thinking about building a new swimming pool, solar installations on the roof, or kitchen or bath renovation? No matter your credit score, we are here with the best rates on home improvement loans and flexible repayments.

FAQs

What is a home renovation loan?

Which is the costliest home renovation in Ireland?

Is there any alternative to a home improvement loan?

I am unemployed. How can I get funds to improve my home?

What should I do to get low-cost home improvement loans?